(2023)
Which important data can I find in my provider statement?
The provider, i.e., the bank or insurance company with which you have a Riester contract, sends you an annual statement of your current "account balance", providing an overview of your accumulated Riester capital. You will also receive the so-called provider certificate for your records once a year.
This document contains all important data, such as the reference numbers of your contract, including the provider number, the certification number, and the contract number. You must enter this information and the amount of contributions paid in your tax return.
If you have a Riester savings contract, such as an investment fund savings plan or a classic pension insurance, the provider certificate will also show the total amount of pension contributions made (excluding bonuses). These contributions are also reported to the tax authorities by your provider. You do not need to enter pension contributions that you paid in 2023 for years up to %VZ-5%.
If you are using Wohn-Riester to save for your retirement, please enter the repayment contributions used to pay off a mortgage or save into a building society savings contract. You can find these figures on your provider certificate.
